What if the loose change in your pocket could be worth nearly a million dollars? It sounds impossible, but one particular 1981 Susan B. Anthony dollar coin has shocked collectors with an auction price of $880,000. The twist? Some of these rare coins may still be out there, hiding in everyday circulation. Here’s how to spot the mark that sets it apart.
What Is the 1981 Susan B. Anthony Dollar?
The Susan B. Anthony dollar was introduced in 1979 as the first U.S. coin to feature a real woman instead of Lady Liberty. By 1981, production had slowed because the coin was often confused with quarters. But in that final mintage year, a rare error was struck — one that would later turn an ordinary dollar into a treasure worth hundreds of thousands.
The Origin of This Rarity
Most 1981 Susan B. Anthony dollars were minted for collector sets, not for general circulation. However, a handful made it into the wild. Some carried unique marks or minting errors, such as “Proof-like” finishes, doubled dies, or misplaced mint marks. The rarest examples, when perfectly preserved, have stunned the numismatic world with record-breaking sales.
1981 Susan B. Anthony Dollar Mint Locations
| Mint Mark | Location | Typical Value | Rare Error Value |
|---|---|---|---|
| P | Philadelphia | $2–$10 | Up to $1,000 |
| D | Denver | $2–$15 | $1,500+ |
| S | San Francisco | $5–$50 | $10,000+ |
Why This Coin Is Worth So Much
The real jackpot comes from rare varieties graded in pristine condition. A special 1981-S proof dollar with a Type II clear “S” mintmark has been valued at over $880,000 due to its rarity, condition, and collector demand. With fewer surviving coins each year, values continue to rise.
The Mark to Look For
If you come across a 1981 Susan B. Anthony dollar, pay close attention to:
- The Mint Mark — Coins with a crisp, clear “S” mint mark from San Francisco are the most valuable.
- Condition — Uncirculated or proof coins can be worth thousands.
- Error Details — Look for doubled dies, off-center strikes, or unusual finishes.
Value by Condition (1981-S Proof)
| Condition | Approximate Value |
|---|---|
| Circulated | $1–$5 |
| Mint State (MS-65) | $100–$500 |
| Proof PR-70 (Type II) | $50,000–$880,000 |
Jaw-Dropping Facts About the Susan B. Anthony Dollar
- Only three years of circulation coins were struck: 1979, 1980, and 1981.
- The coin was widely disliked, often mistaken for a quarter.
- Despite unpopularity, rare versions now fetch life-changing sums at auction.
Expert Tips for Collectors
- Check Old Change Jars — Many of these coins were saved and forgotten.
- Use a Magnifier — The mint mark details are tiny but crucial.
- Get Professional Grading — A certification from PCGS or NGC can skyrocket the value.
- Don’t Clean It — Cleaning damages coins and reduces collector value.
FAQs
Q: Can I still find a 1981 Susan B. Anthony dollar in change?
A: Yes, though rare, some still slip into circulation from old collections.
Q: Is every 1981 dollar valuable?
A: No — most are worth only a few dollars unless they have the rare mint mark or proof finish.
Q: How do I sell one?
A: Auction houses, coin dealers, or online marketplaces like Heritage Auctions are your best bet.
Conclusion: Could Your Dollar Be the Lucky One?
The 1981 Susan B. Anthony dollar worth $880,000 proves that hidden treasures still exist in everyday money. The secret lies in the details — especially the mint mark and condition. So before you spend that shiny old dollar, take a closer look. You might be holding a coin that changes your life.